Driving Someone Else's Car...Do I need Insurance?

Okay lets say that I have my license but I don't have car. If I have a friend or a family that lets me drive their car and I get into accident...who's fault would it be? Mines or the owner's? And If I do drive someone else's car..do I need insurance to pay for the owner's car if I accidentally damage their car? Or no?

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I am a 29 year old substitute teacher and part time student. I am looking for some type of affordable health isurance and prescription plan. I am in need of some help...I have no idea where to look. Can anyone please point me in the right direction? Any help would be appreciated. Thanks so much!

Can my mom have two cars under her name?(insurance)?

I am turning 16 soon and i would like to purchase or lease my own car.. Of course i will pay half of the insurance and as much of the lease price as i can... However, before i do anything... I would like to check a few things.. Is it possible for my mother to have two cars under her name/insurance while I am also registered in her insurance? Like me being registered under my mothers insurance because if i make my own insurance the cost is very expensive.... I tried calculating how much it would cost if my mom had a car under her and another car under my name (inside the same insurance) and it was around 800-900 dollars per month.... *This is ontario..* so is it possible to have two cars under my moms name and none under mine? and will it be expensive as me having a car under my name and the same for the other car under my moms name? thanks!

What is the average premium of auto insurance in Toronto?

How much do people in Toronto spend on their car insurance every month? I am moving to Toronto this summer, and I am having a second thought about taking my car with me since I will live by the campus. I only have an one year experience of driving. I know the premium depends on a lot of factors but I am only looking for an approximation or a price range. $100?200?300? Any suggestion of car insurance company? Thx, and I really appreciate your help!

Cheapest bikes for insurance?

I'm 19 and want to take my CBT early next year and start riding motorcycles. Im tired of paying thousands of pounds for car insurance but need some sort of transport as i commute a lot in town for my work so a motorbike seemed the logical solution. I have been getting quotes for a few bikes and the cheapest i have got is 500 TPFT on a yamaha YBR. I like the look of the yamaha but is this one of the cheapest bikes to insure? A few sinnis bikes have come close to this price but have read mixed reviews online, would love to hear off anyone who owns a sinnis bike about what they think of them. Also the cheapest insurance company i can find is Scooters & Bikes, if anyone knows any other cheap insurance companies i would love to hear them.

Car Insurance...????

How much would it be for a 16 Year old boy to be added on his parents insurance policy... Completed Drivers Ed Lives in Baltimore, MD Has really good grades It would be liberty mutual if that helps... thanks!

Car Tax, MOT, insurance cost me 500; others pay much more; time for a consumer revolt?

Cheapest car insurance for a newly qualified driver?

I can add mom/dad/anyone.. small car, who is the cheapest? can get it for 2.5k but thats just ridiculous....

Insurance/credit question?

Okay, being 16 I have to have car insurance under my parents policy,. So my name being on it also, if they loose their insurance over and over does it affect my credit as well as theirs?

Cheap car insurance in london.name of company ? please?

Driving Someone Else's Car...Do I need Insurance?

https://www.linkedin.com/pulse/where-can-i-find-cheap-insurance-im-20-just-got-my-llicense-russo/